A professional roadmap for your retirement.
Detailed flat-fee financial planning for DIY investors who want expert strategy without the ongoing management fees.
Answers to your questions, in plain English, so you can make informed financial decisions
Good financial advice starts with looking at all aspects of your financial life. This allows me to bring all the pieces of your financial puzzle together in order to make recommendations based on the big picture.
The Flat-Fee Financial Planning Services engagement can provide a complete financial design—with specific investment recommendations—tailored to your unique situation.
Financial planning services
The Flat-Fee Financial Planning Services engagement can include all of the services listed and more.
Cash Flow Services
Tax Planning
Calculate year-ending tax projections and identify strategies to reduce your tax bill.
Cash Flow Planning
Introduce you to tools you can use to help track where your cash goes and how to arrange your money to have cash flow and savings organized automatically.
Retirement Planning
Review your retirement plan and go over the different retirement planning philosophies and funding methodologies in order to help meet your goals and objectives.
Estate Services
Estate Planning
Review your estate planning documents, note any questions or concerns I have, and, if needed, help prepare you for a meeting with an estate planning attorney.
Investments Services
Portfolio Analysis
Illustrate an inventory of your investments and share with you my planning philosophy to help you understand how it applies to your financial situation.
Investment Recommendations
Determine a personalized investment plan and, if needed, make further adjustments to your allocation based on your goals and objectives to provide you with specific recommendations.
Retirement Income Recommendations
Share the role and function of an income ladder in your investment plan, explain how it relates to retirement cash flow, and provide you with specific recommendations.
Insurance Services
Insurance Review
Review the insurance policies you have to help you develop an insurance portfolio that covers true economic risk.
The ultimate goal of the Flat-Fee Financial Planning Services engagement is to help you streamline your complicated finances so that everything makes sense when viewed together.
Flat-Fee Financial Planning Services process
My process is designed to be simple, transparent, and tailored to your needs.
Introductory Conversation
We’ll discuss your planning priorities, assess mutual fit, and explain my services and pricing. To provide a flat-fee quote, I’ll share a link to my secure data-gathering software to collect key information.
Quote Delivery
You’ll receive your flat-fee quote by email. If helpful, I’m happy to schedule a call to answer any questions before you decide to move forward. When you’re ready, I’ll send a client agreement for review and e-signature.
Getting to Know You
After reviewing your information, we’ll meet again to better understand your financial life, values, and aspirations. This helps me craft recommendations you’re more likely to implement. I’ll share these insights before our next conversation.
Recommendations Review
We’ll review your personalized recommendations together and answer any questions. You’ll leave with clear, actionable guidance—ready to move forward with confidence.
Hourly Financial Advising Services
As life evolves, you’re always welcome to return for hourly support tailored to your updated goals and circumstances.
There’s real value in feeling in control of your finances
We’ll define the scope together—so you only pay for the advice you want.
You’re in the driver’s seat. We’ll focus on what matters most to you and define the scope of our work together—nothing more, nothing less.
The pricing ranges below reflect bundled planning services based on overall complexity, with advice tailored to your unique situation.
Level One
- Low complexity
- Usually between 5-20 hours
- $995 – $3,980
Level Two
- Low to moderate complexity
- Usually between 15-30 hours
- $2,985 – $5,970
Level Three
- Moderate complexity
- Usually between 20-35 hours
- $3,980 – $6,965
Level Four
- Moderate to high complexity
- Usually between 25-40 hours
- $4,975 – $7,960
Level Five
- High complexity
- Usually 40 hours or more
- $7,960 or more
One half (50%) of the fee is collected upon execution of the agreement, and the remaining balance is due upon presentation of your recommendations.
The price of the Flat-Fee Financial Planning Services engagement will be established before you agree to work with me.
After this engagement, future reviews can be a fraction of the initial cost through Hourly Financial Advising Services engagements.